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	<title>Abenity Discount Programs &#187; Tips</title>
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	<link>http://www.abenity.com/celebrate</link>
	<description>Redefining the world of employee discounts and benefits</description>
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		<title>Healthy Living Tip: Shop Smart at the Supermarket</title>
		<link>http://www.abenity.com/celebrate/archives/5277</link>
		<comments>http://www.abenity.com/celebrate/archives/5277#comments</comments>
		<pubDate>Wed, 21 Dec 2011 14:00:15 +0000</pubDate>
		<dc:creator>Matt Burns</dc:creator>
				<category><![CDATA[Tips]]></category>
		<category><![CDATA[Groceries]]></category>
		<category><![CDATA[Health & Wellness]]></category>
		<category><![CDATA[Healthy Living Tips]]></category>
		<category><![CDATA[Nutrition]]></category>

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		<description><![CDATA[Healthy Living Tip: Good health starts with a good diet. Be sure to take advantage of the hundreds of free printable grocery coupons you have access to through your discount program to save money at the supermarket.]]></description>
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<div style="padding: 10px 10px 10px 10px;text-align:center;font-style:italic;color:#4F4F4F;font-size:12px;line-height:16px">Access discount offers to save on athletic clubs, personal training, activities and more in the <a href="http://www.abenity.com/directory/category/Health-Wellness" target="_blank">Health & Wellness section</a> of your discount program!</div></td>
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<div style="padding:0px 0px 30px 0px;font-size:16px">Healthy Living Tip: Good health starts with a good diet. Be sure to take advantage of the hundreds of <a href="http://www.abenity.com/directory/offer/1:911">free printable grocery coupons</a> you have access to through your discount program to save money at the supermarket.
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		<title>Healthy Living Tip: Take A Road Trip</title>
		<link>http://www.abenity.com/celebrate/archives/5275</link>
		<comments>http://www.abenity.com/celebrate/archives/5275#comments</comments>
		<pubDate>Wed, 14 Dec 2011 14:00:56 +0000</pubDate>
		<dc:creator>Matt Burns</dc:creator>
				<category><![CDATA[Tips]]></category>
		<category><![CDATA[Health & Wellness]]></category>
		<category><![CDATA[Healthy Living Tips]]></category>
		<category><![CDATA[Travel]]></category>
		<category><![CDATA[Vacation]]></category>

		<guid isPermaLink="false">http://www.abenity.com/celebrate/?p=5275</guid>
		<description><![CDATA[Healthy Living Tip: Sometimes the best medicine is to hit the open road and take a vacation. There are hundreds of national attractions that you and your family can visit at a discount through your program membership.]]></description>
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<div style="padding: 10px 10px 10px 10px;text-align:center;font-style:italic;color:#4F4F4F;font-size:12px;line-height:16px">Access discount offers to save on athletic clubs, personal training, activities and more in the <a href="http://www.abenity.com/directory/category/Health-Wellness" target="_blank">Health & Wellness section</a> of your discount program!</div></td>
</tr>
</tbody>
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<div style="padding:0px 0px 30px 0px;font-size:16px">Healthy Living Tip: Sometimes the best medicine is to hit the open road and take a vacation. There are hundreds of <a href="http://www.abenity.com/directory/category/National_Attractions">national attractions</a> that you and your family can visit at a discount through your program membership.
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		<title>Healthy Living Tip: Take Advantage of Wholesale-Priced Health Products</title>
		<link>http://www.abenity.com/celebrate/archives/5273</link>
		<comments>http://www.abenity.com/celebrate/archives/5273#comments</comments>
		<pubDate>Wed, 07 Dec 2011 14:00:43 +0000</pubDate>
		<dc:creator>Matt Burns</dc:creator>
				<category><![CDATA[Tips]]></category>
		<category><![CDATA[Health & Wellness]]></category>
		<category><![CDATA[Healthy Living Tips]]></category>
		<category><![CDATA[Medical]]></category>

		<guid isPermaLink="false">http://www.abenity.com/celebrate/?p=5273</guid>
		<description><![CDATA[Healthy Living Tip: Supplies to manage diabetes can be costly, but you have access to wholesale-priced health products and exclusive discounts at American Diabetes Wholesale.]]></description>
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<div style="padding: 10px 10px 10px 10px;text-align:center;font-style:italic;color:#4F4F4F;font-size:12px;line-height:16px">Access discount offers to save on athletic clubs, personal training, activities and more in the <a href="http://www.abenity.com/directory/category/Health-Wellness" target="_blank">Health & Wellness section</a> of your discount program!</div></td>
</tr>
</tbody>
</table>
<div style="padding:0px 0px 30px 0px;font-size:16px">Healthy Living Tip: Supplies to manage diabetes can be costly, but you have access to <a href="http://www.abenity.com/directory/offer/5:3">wholesale-priced health products</a> and exclusive discounts at American Diabetes Wholesale.
</div>
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		<title>Healthy Living Tip: Take Advantage Of Personal Trainers</title>
		<link>http://www.abenity.com/celebrate/archives/5270</link>
		<comments>http://www.abenity.com/celebrate/archives/5270#comments</comments>
		<pubDate>Wed, 30 Nov 2011 14:00:22 +0000</pubDate>
		<dc:creator>Matt Burns</dc:creator>
				<category><![CDATA[Tips]]></category>
		<category><![CDATA[Fitness]]></category>
		<category><![CDATA[Health & Wellness]]></category>
		<category><![CDATA[Healthy Living Tips]]></category>

		<guid isPermaLink="false">http://www.abenity.com/celebrate/?p=5270</guid>
		<description><![CDATA[Healthy Living Tip: A competent personal trainer can make all the difference in a successful fitness program. Try an online personal trainer through FitOrbit and save 25% with your program membership.]]></description>
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<div style="padding: 10px 10px 10px 10px;text-align:center;font-style:italic;color:#4F4F4F;font-size:12px;line-height:16px">Access discount offers to save on athletic clubs, personal training, activities and more in the <a href="http://www.abenity.com/directory/category/Health-Wellness" target="_blank">Health & Wellness section</a> of your discount program!</div></td>
</tr>
</tbody>
</table>
<div style="padding:0px 0px 30px 0px;font-size:16px">Healthy Living Tip: A competent personal trainer can make all the difference in a successful fitness program. Try an <a href="http://www.abenity.com/directory/offer/1:40524">online personal trainer</a> through FitOrbit and save 25% with your program membership.
</div>
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		<title>Healthy Living Tip: Manage Your Diet with Healthy Nutrition</title>
		<link>http://www.abenity.com/celebrate/archives/5268</link>
		<comments>http://www.abenity.com/celebrate/archives/5268#comments</comments>
		<pubDate>Wed, 23 Nov 2011 14:00:24 +0000</pubDate>
		<dc:creator>Matt Burns</dc:creator>
				<category><![CDATA[Tips]]></category>
		<category><![CDATA[Health & Wellness]]></category>
		<category><![CDATA[Healthy Living Tips]]></category>
		<category><![CDATA[Nutrition]]></category>

		<guid isPermaLink="false">http://www.abenity.com/celebrate/?p=5268</guid>
		<description><![CDATA[Healthy Living Tip: Weight Watchers has helped thousands manage their diet more closely. Pave the way to healthy nutrition by saving 25% on Weight Watchers Online through your program membership.]]></description>
			<content:encoded><![CDATA[<p><table style="margin-left: 15px;margin-bottom: 15px" width="200px" align="right" bgcolor="#EFF5FF">
<tbody>
<tr>
<td style="border: solid 2px #BFBFBF;">
<div style="padding: 10px 10px 10px 10px;text-align:center;font-style:italic;color:#4F4F4F;font-size:12px;line-height:16px">Access discount offers to save on athletic clubs, personal training, activities and more in the <a href="http://www.abenity.com/directory/category/Health-Wellness" target="_blank">Health & Wellness section</a> of your discount program!</div></td>
</tr>
</tbody>
</table>
<div style="padding:0px 0px 30px 0px;font-size:16px">Healthy Living Tip: Weight Watchers has helped thousands manage their diet more closely. Pave the way to <a href="http://www.abenity.com/directory/offer/2:494">healthy nutrition</a> by saving 25% on Weight Watchers Online through your program membership.
</div>
]]></content:encoded>
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		<title>Healthy Living Tip: Prioritize Your Sleep Schedule</title>
		<link>http://www.abenity.com/celebrate/archives/5266</link>
		<comments>http://www.abenity.com/celebrate/archives/5266#comments</comments>
		<pubDate>Wed, 16 Nov 2011 14:00:25 +0000</pubDate>
		<dc:creator>Matt Burns</dc:creator>
				<category><![CDATA[Tips]]></category>
		<category><![CDATA[Health & Wellness]]></category>
		<category><![CDATA[Healthy Living Tips]]></category>

		<guid isPermaLink="false">http://www.abenity.com/celebrate/?p=5266</guid>
		<description><![CDATA[Healthy Living Tip: Prioritize a good night's sleep. Insufficient sleep can make you too tired for exercise, healthy eating and effectiveness at work, and sleep deprivation increases your risk of diabetes, heart disease and obesity.]]></description>
			<content:encoded><![CDATA[<p><table style="margin-left: 15px;margin-bottom: 15px" width="200px" align="right" bgcolor="#EFF5FF">
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<div style="padding: 10px 10px 10px 10px;text-align:center;font-style:italic;color:#4F4F4F;font-size:12px;line-height:16px">Access discount offers to save on athletic clubs, personal training, activities and more in the <a href="http://www.abenity.com/directory/category/Health-Wellness" target="_blank">Health & Wellness section</a> of your discount program!</div></td>
</tr>
</tbody>
</table>
<div style="padding:0px 0px 30px 0px;font-size:16px">Healthy Living Tip: Prioritize a good night&#8217;s sleep. Insufficient sleep can make you too tired for exercise, healthy eating and effectiveness at work, and sleep deprivation increases your risk of diabetes, heart disease and obesity.
</div>
]]></content:encoded>
			<wfw:commentRss>http://www.abenity.com/celebrate/archives/5266/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Healthy Living Tip: Avoid Fad Diets</title>
		<link>http://www.abenity.com/celebrate/archives/5264</link>
		<comments>http://www.abenity.com/celebrate/archives/5264#comments</comments>
		<pubDate>Wed, 09 Nov 2011 14:00:09 +0000</pubDate>
		<dc:creator>Matt Burns</dc:creator>
				<category><![CDATA[Tips]]></category>
		<category><![CDATA[Health & Wellness]]></category>
		<category><![CDATA[Healthy Living Tips]]></category>
		<category><![CDATA[Nutrition]]></category>

		<guid isPermaLink="false">http://www.abenity.com/celebrate/?p=5264</guid>
		<description><![CDATA[Healthy Living Tip: Fad dieting and diet pills have no place in a healthy lifestyle. Instead, focus on healthy eating and healthy active living for permanent weight loss and management.]]></description>
			<content:encoded><![CDATA[<p><table style="margin-left: 15px;margin-bottom: 15px" width="200px" align="right" bgcolor="#EFF5FF">
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<div style="padding: 10px 10px 10px 10px;text-align:center;font-style:italic;color:#4F4F4F;font-size:12px;line-height:16px">Access discount offers to save on athletic clubs, personal training, activities and more in the <a href="http://www.abenity.com/directory/category/Health-Wellness" target="_blank">Health & Wellness section</a> of your discount program!</div></td>
</tr>
</tbody>
</table>
<div style="padding:0px 0px 30px 0px;font-size:16px">Healthy Living Tip: Fad dieting and diet pills have no place in a healthy lifestyle. Instead, focus on healthy eating and healthy active living for permanent weight loss and management.
</div>
]]></content:encoded>
			<wfw:commentRss>http://www.abenity.com/celebrate/archives/5264/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Healthy Living Tip: Breathe Deep</title>
		<link>http://www.abenity.com/celebrate/archives/5262</link>
		<comments>http://www.abenity.com/celebrate/archives/5262#comments</comments>
		<pubDate>Wed, 02 Nov 2011 14:00:59 +0000</pubDate>
		<dc:creator>Matt Burns</dc:creator>
				<category><![CDATA[Tips]]></category>
		<category><![CDATA[Health & Wellness]]></category>
		<category><![CDATA[Healthy Living Tips]]></category>

		<guid isPermaLink="false">http://www.abenity.com/celebrate/?p=5262</guid>
		<description><![CDATA[Healthy Living Tip: Take the time to breathe deep during the day. Whether at your desk, driving the car, or cooking dinner, focus for a minute on breathing deep to help your body with the exchange of oxygen and carbon dioxide in your blood supply.]]></description>
			<content:encoded><![CDATA[<p><table style="margin-left: 15px;margin-bottom: 15px" width="200px" align="right" bgcolor="#EFF5FF">
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<div style="padding: 10px 10px 10px 10px;text-align:center;font-style:italic;color:#4F4F4F;font-size:12px;line-height:16px">Access discount offers to save on athletic clubs, personal training, activities and more in the <a href="http://www.abenity.com/directory/category/Health-Wellness" target="_blank">Health & Wellness section</a> of your discount program!</div></td>
</tr>
</tbody>
</table>
<div style="padding:0px 0px 30px 0px;font-size:16px">Healthy Living Tip: Take the time to breathe deep during the day. Whether at your desk, driving the car, or cooking dinner, focus for a minute on breathing deep to help your body with the exchange of oxygen and carbon dioxide in your blood supply.
</div>
]]></content:encoded>
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		<title>Smart Money Tip: Is A 15 Year Mortgage Better?</title>
		<link>http://www.abenity.com/celebrate/archives/5238</link>
		<comments>http://www.abenity.com/celebrate/archives/5238#comments</comments>
		<pubDate>Fri, 28 Oct 2011 17:00:18 +0000</pubDate>
		<dc:creator>Matt Burns</dc:creator>
				<category><![CDATA[Tips]]></category>
		<category><![CDATA[Financial Health]]></category>
		<category><![CDATA[Financial Tips]]></category>
		<category><![CDATA[Home Loans]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Smart Money Tips]]></category>

		<guid isPermaLink="false">http://www.abenity.com/celebrate/?p=5238</guid>
		<description><![CDATA[The questionable economy has left many families in homes that they thought they might be selling a year or two ago. But mortgage rates have hit astounding all-time lows, and to ease the burden of staying in their current home, many families are looking to refinance. But is the 30 year mortgage still the right way to go? Our financial experts from RAI Advisors weigh in on the question.]]></description>
			<content:encoded><![CDATA[<p><IMG src="http://abenity.s3.amazonaws.com/external/images/blog/house.jpg" align="right" style="padding:0px 0px 15px 15px">As the country continues to struggle with a questionable economy and home sales falter, many families are finding that they are needing to live in their current home longer than they originally planned. But with mortgage rates at historic all-time lows, refinancing is an appealing option to minimize the frustration of staying put.</p>
<p>For decades the 30 year loan has been the go-to mortgage product for millions of home-owning families. But in this day and age, is it still the right decision? Our financial experts from RAI Advisors weigh in on the question. So which is better, a 15 year or a 30 year mortgage?</p>
<p><table style="margin:15px 40px 15px 35px" bgcolor="#EFF5FF">
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<td><div style="padding:15px 20px 15px 10px;font-family:trebuchet ms;courier;font-size:13px;line-height:20px"><b>RAI Advisors Answer:</b> For most families a 30 year mortgage is still the best option. First, a 30 year plan allows you to make a lower payment each year with dollars that are worth less each year due to inflation. Second, a 15 year plan will have a lower rate, but the 30 year plan will offer a greater tax deduction over 15 years. And finally, the lower payment afforded by a 30 year plan will provide more liquidity and a opportunity to save the difference in payments each month.<BR><BR>In the end, we believe that the savy saver will come out way ahead over 15 years if they have the <b>discipline to save this difference</b> each month. But a 15 year plan might make sense for someone nearing retirement on a fixed income. In the end, we suggest that you consult with your personal financial advisor to address your individual situation so that you can make the right decision for your family.</div></td>
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<div style="padding: 10px 10px 10px 10px;"><strong>RAI Advisors</strong> is an independent financial services organization that assists clients in building and preserving wealth. RAI Advisors offers Abenity members a complimentary 15 minute <a href="http://www.abenity.com/directory/offer/1:40939" target="_blank" style="font-weight:bold">telephone financial consultation</a>. Connect with RAI Advisors to discuss financial topics including retirement planning, mortgages, insurance, college planning, individual investments, and more.</div></td>
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</div></p>
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		<title>Heathy Living Tip: Avoid The Vending Machine</title>
		<link>http://www.abenity.com/celebrate/archives/5254</link>
		<comments>http://www.abenity.com/celebrate/archives/5254#comments</comments>
		<pubDate>Wed, 26 Oct 2011 14:00:30 +0000</pubDate>
		<dc:creator>Matt Burns</dc:creator>
				<category><![CDATA[Tips]]></category>
		<category><![CDATA[Health & Wellness]]></category>
		<category><![CDATA[Healthy Living Tips]]></category>
		<category><![CDATA[Nutrition]]></category>

		<guid isPermaLink="false">http://www.abenity.com/celebrate/?p=5254</guid>
		<description><![CDATA[Healthy Living Tip: Avoid empty calories at the vending machines and instead opt for fresh fruits as a snack. Grab an apple or orange on your way out the door in the morning to keep on hand for a healthy mid-afternoon pick-me-up.]]></description>
			<content:encoded><![CDATA[<p><table style="margin-left: 15px;margin-bottom: 15px" width="200px" align="right" bgcolor="#EFF5FF">
<tbody>
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<div style="padding: 10px 10px 10px 10px;text-align:center;font-style:italic;color:#4F4F4F;font-size:12px;line-height:16px">Access discount offers to save on athletic clubs, personal training, activities and more in the <a href="http://www.abenity.com/directory/category/Health-Wellness" target="_blank">Health & Wellness section</a> of your discount program!</div></td>
</tr>
</tbody>
</table>
<div style="padding:0px 0px 30px 0px;font-size:16px">Healthy Living Tip: Avoid empty calories at the vending machines and instead opt for fresh fruits as a snack. Grab an apple or orange on your way out the door in the morning to keep on hand for a healthy mid-afternoon pick-me-up.
</div>
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